Short-Term Care Insurance
Flexible Care Coverage When You Need Temporary Help
What Is Short-Term Care Insurance?
A smart solution for gaps in coverage.
Short-term care insurance helps pay for temporary health needs — like recovery after a surgery, illness, or hospital stay — when Medicare or other plans fall short.
- Covers care for up to 12 months
- Pays for in-home help or facility care
- Great option if long-term care coverage is out of reach
- Affordable monthly premiums
- No long waiting periods or exams
It’s an accessible way to stay protected when life takes an unexpected turn.
Who Should Consider Short-Term Care?
Ideal for transitions, recoveries, and in-between moments.
If you're not ready for long-term care insurance — or if you’ve been declined — short-term care still provides critical coverage.
- People recovering from surgery or illness
- Those caring for a loved one at home
- Individuals who’ve been denied LTC coverage
- Medicare recipients with temporary care needs
- Retirees seeking affordable backup protection
Dee will help you understand how short-term care fits into your full health and financial plan.
What’s Covered?
Simple benefits for real-life situations.
Short-term care policies are designed to be easy to understand, easy to use, and flexible enough to meet a wide range of care needs.
- Skilled nursing or rehabilitation facility care
- In-home care and assistance
- Daily benefit options you can customize
- Short elimination periods
- Lump-sum or monthly benefit structures
Short-term care is peace of mind — without a long-term commitment.
Questions?
What is short-term care insurance?
It provides coverage for up to 12 months of temporary care needs, like recovery after a surgery or illness.
Who is short-term care insurance best for?
It’s a great option for people who don’t qualify for long-term care insurance or want affordable, temporary protection.
Does short-term care work with Medicare?
Yes — it helps fill in the gaps when Medicare stops paying for your care.
How much does short-term care cost?
Call Us Today!Plans are typically very affordable, especially compared to long-term care policies.
What types of care are covered?
Coverage can include home health care, skilled nursing, rehab, and help with daily living activities.
