Medicare Can Be Confusing — We Make It Clear
Your Guide to Medicare Coverage Options
Medicare Advantage Plans (Part C)
All-in-one coverage with extra benefits, designed to fit your lifestyle.
Medicare Advantage plans combine your Medicare Part A (hospital) and Part B (medical) into a single plan — often with additional benefits built in. These plans are offered by private insurers and may include drug coverage, dental, vision, and more.
- Covers everything Original Medicare does, plus extras
- May include prescription drug coverage (MAPD)
- Low or $0 premiums available in many areas
- Network-based care (HMO or PPO) with referral requirements
Want a plan with more coverage and simpler coordination?
Medicare Prescription Drug Plans (Part D)
Protect your health — and your wallet — with the right drug plan.
Original Medicare doesn’t include prescription coverage. That’s where Part D comes in. We help you choose a Medicare Prescription Drug Plan that matches your medications, preferred pharmacies, and budget.
- Covers most outpatient prescription medications
- Required if you don’t have drug coverage elsewhere
- Plans vary widely — choosing the right one matters
- Avoid the late-enrollment penalty by enrolling on time
Need help making sure your prescriptions are covered?
Medicare Supplement Plans (Medigap)
Fill the gaps in Original Medicare and keep your freedom to choose any doctor.
If you prefer Original Medicare but want help covering out-of-pocket costs, a Medigap plan (also called Medicare Supplement) can help. These plans work alongside Medicare to reduce your expenses and provide more predictable healthcare costs.
- Helps cover copays, coinsurance, and deductibles
- No provider networks — see any doctor who accepts Medicare
- Plans are standardized (like Plan G, Plan N)
- Monthly premium required but fewer surprise bills
Want fewer surprises and more freedom in your coverage?
Other Medicare-Related Services
We also help with the coverage Medicare leaves out.
Beyond basic Medicare coverage, many people need help with services that aren’t included in Part A, B, or even Advantage plans. We’ll help you understand what’s missing and how to protect yourself from costly gaps.
- Dental and Vision Insurance — essential care Medicare doesn’t cover
- Long-Term Care Planning — prepare for the costs of extended care
- Coverage for Spouses Under 65 — health plans for family members not yet Medicare-eligible
- Annual Plan Reviews — make sure your plan still meets your needs
Need help filling the gaps in your Medicare coverage?
Let’s Take the Stress Out of Medicare
Contact Dee for a free, no-pressure Medicare review — and get clear, confident answers you can trust.