Medicare Advantage Plans (Part C)
Your Medicare, Your Way — With Benefits That Go Beyond the Basics
What Is Medicare Advantage?
Understand your options so you can choose with confidence.
Medicare Advantage Plans — also known as Medicare Part C — are private insurance plans that combine your hospital (Part A) and medical (Part B) benefits into one easy-to-manage plan. Most also include prescription drug coverage, and many offer extras like dental, vision, hearing, transportation, gym memberships, and more. These plans are available through approved insurance companies and often come with low or even $0 premiums depending on where you live. Most Medicare Advantage Plans are county and state specific.
Unlike Original Medicare, which is managed by the federal government, Medicare Advantage plans operate through networks (HMO, PPO, etc.) and may have copays, coinsurance, and referrals. But for many, the convenience and extra benefits make it the right choice. Car accidents happen—but the right insurance coverage ensures you’re financially protected. At 4 Lane Insurance, we offer customized auto insurance coverage options in Sanford to fit your budget and lifestyle. Whether you’re looking for basic liability coverage or comprehensive protection, we’ve got you covered.
You still get all your Medicare rights and protections — just with more built-in value.
Ready to Compare Plans?
All-in-One Convenience
Combines Part A, Part B, and usually Part D drug coverage into a single plan with one ID card.
Extra Benefits Not Covered by Original Medicare Many plans include dental, vision, hearing, fitness programs, over-the-counter allowances, and more.
Cost-Effective Options
Choose from low or $0 premium plans — but be sure to compare out-of-pocket costs and copays.
Locally Managed Networks
Plans often use HMO or PPO networks. We'll help you find one with your doctors, specialists, and hospitals included.
Peace of Mind with an Annual Max
Unlike Original Medicare, all Advantage plans have a maximum out-of-pocket limit to protect you financially.
Medicare Advantage doesn’t have to be overwhelming.
Questions?
What is Medicare Advantage?
Medicare Advantage plans (Part C) are all-in-one alternatives to Original Medicare, often including extra benefits like dental, vision, hearing, and prescription drugs.
Can I keep my doctor with a Medicare Advantage plan?
It depends on the plan’s network. We’ll check to make sure your doctors and specialists are included before you enroll.
What’s the difference between HMO and PPO Advantage plans?
HMO plans typically require referrals and in-network providers. PPO plans offer more flexibility to see out-of-network providers at a higher cost.
Do Medicare Advantage plans include drug coverage?
Call Us Today!Most do, but not all. We’ll confirm if the plan includes Part D or if you’ll need separate coverage.
When can I switch my Medicare Advantage plan?
You can make changes during the Annual Enrollment Period (October 15 to December 7) or if you qualify for a Special Enrollment Period.
