Medicare Prescription Drug Plans (Part D)

Get the Prescription Coverage You Need — Without the Guesswork

What Is Medicare Part D?

Prescription drug plans help protect your health and your wallet.

Medicare Part D plans are offered by private insurance companies to help cover the cost of your outpatient prescription medications. These plans work alongside your Original Medicare or Medicare Supplement coverage. If you choose a Medicare Advantage plan, drug coverage may already be included — but for those who don’t have it, a standalone Part D plan is essential.



Choosing the right drug plan isn’t just about the premium. It’s about making sure your medications are on the formulary, your pharmacy is in-network, and your total yearly costs — not just the monthly bill — are affordable. That’s where Dee comes in. She’ll walk you through your options and help you find a plan that covers what you need, at a price you can manage.

Don’t risk late penalties or uncovered prescriptions — let’s make sure you’re protected.

Need Help Picking a Plan?

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Covers Most Common Medications

Plans vary, but most cover a wide range of brand-name and generic prescriptions.

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Avoid Late Enrollment Penalties

If you don’t have creditable drug coverage and delay enrollment, you may face a lifelong penalty — even if you’re not currently taking medications.

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Choose the Right Pharmacy

Some plans offer lower prices at preferred pharmacies. We’ll help you find one close to home that saves you money.

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Plan Finder Tools Can Be Overwhelming

You don’t have to figure it out alone. Dee will compare plans for you based on your actual medications and dosages.

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Update Annually for the Best Value

Drug formularies and costs change every year. An annual review ensures you’re not overpaying or losing coverage on a key medication.

Your prescriptions matter — and so does choosing the right coverage.

Questions?

  • Why should I enroll in a Part D plan if I don’t take medications?

    To avoid late enrollment penalties and to be protected if your medication needs change in the future.

  • How do I know if my prescriptions are covered?

    Each Part D plan has a formulary — we’ll review it together to ensure your medications are included.

  • Can I change my Part D plan later?

    Yes. You can switch plans during the Annual Enrollment Period or if you qualify for a Special Enrollment Period.

  • Do all plans have deductibles?

    Many do, but some offer plans with no deductible for certain drug tiers. We’ll help you compare options.

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  • What if my medication isn’t covered?

    We can explore other plans, generic alternatives, or file a coverage exception if needed.