Medicare Supplement Plans (Medigap)
Freedom to Choose, Protection from Surprise Bills
What Is a Medicare Supplement Plan?
A Medigap plan helps cover what Medicare doesn’t — so you don’t have to worry.
Medicare Supplement Insurance — also called Medigap — works alongside Original Medicare to cover the costs that Medicare leaves behind. That includes copayments, coinsurance, and deductibles that can add up fast when you visit the doctor or hospital.
With a Medigap plan, you can see any provider nationwide who accepts Medicare — no networks, no referrals. There are several standardized plans to choose from (like Plan G or Plan N), and Diane can help you compare them side-by-side to see which one fits your needs best.
If predictable costs and provider freedom are important to you, Medigap might be the perfect fit.
Want to Keep Your Doctor?
Nationwide Access to Care
Medigap lets you visit any doctor or hospital in the U.S. that accepts Medicare — no referrals, no networks.
Fewer Surprise Costs
Helps pay for deductibles, copays, and coinsurance — so you don’t get hit with big bills after a procedure.
Standardized Plans, Clear Options
All Medigap plans are federally standardized. Plan G, Plan N, and others each offer clear, consistent benefits.
Ideal for Frequent Travelers or Snowbirds
Because Medigap works anywhere Medicare is accepted, it’s a great fit if you split your time between states or travel often.
Pair with a Drug Plan for Complete Coverage
Medigap doesn’t include prescription drug coverage — but we’ll help you add a Part D plan that fills in the gap.
Medigap offers peace of mind — and control over your care.
Questions?
What does a Medigap plan cover?
Medigap helps pay out-of-pocket costs left behind by Original Medicare, like copays, coinsurance, and deductibles.
Can I see any doctor with a Medigap plan?
Yes — as long as they accept Medicare, you can visit them nationwide with no referrals needed.
Do Medigap plans cover prescriptions?
No. You’ll need a separate Part D plan for prescription drug coverage.
What’s the best time to enroll in Medigap?
Call Us Today!Your six-month Medigap open enrollment period starts when you’re both 65 and enrolled in Medicare Part B. During that time, you can't be denied for health reasons.
How is Medigap different from Medicare Advantage?
Medigap works with Original Medicare and offers broader provider access. Medicare Advantage replaces Original Medicare and may limit your network.
